Aarthik Vriddhi Financial Services Pvt. Ltd.

Aarthik Vriddhi Financial Services Pvt. Ltd. is committed to protecting the privacy and confidentiality of our clients and website visitors. This Privacy Policy explains how we collect, use, store, and safeguard your personal information when you access our website or avail our services related to mutual fund distribution, insurance advisory and distribution, and financial market learning programs.

Information We Collect

We may collect personal information including but not limited to:

• Full name, date of birth
• PAN details and Aadhaar details (where required for KYC compliance)
• Residential address, email address, mobile number
• Bank account information, income details, financial status
• Investment preferences

We may also collect non-personal information such as IP address, browser type, device details, and website usage data through cookies and analytics tools to improve user experience and website performance.

Use of Information

The information collected is used for:

• Processing mutual fund investments
• Facilitating insurance policy issuance
• Completing regulatory KYC formalities
• Providing advisory and customer support services
• Conducting financial education programs
• Sending transaction updates and responding to inquiries
• Improving our services and complying with legal obligations

We may also use your contact details to inform you about new products or services, provided you have given consent.

Information Sharing

We may share your information with Asset Management Companies (AMCs), insurance companies, Registrar and Transfer Agents (RTAs), KYC Registration Agencies, payment gateway providers, regulatory authorities, or government bodies as required for service delivery or legal compliance.

We do not sell, rent, or trade your personal data to third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational security measures to protect your data from unauthorized access, misuse, alteration, or disclosure. However, no method of online transmission or electronic storage is completely secure, and users provide information at their own risk.

Cookies

Our website may use cookies to enhance user experience, analyze traffic patterns, and remember user preferences. You may disable cookies through your browser settings; however, this may affect certain website functionalities.

Data Retention

We retain personal information only for as long as necessary to fulfill business purposes, regulatory requirements, and legal obligations. Upon expiry of such periods, data will be securely deleted or anonymized.

Your Rights

You have the right to request access to your personal information, seek correction of inaccurate data, withdraw consent for marketing communications, or request deletion of your data subject to regulatory requirements.

Policy Updates

This Privacy Policy may be updated from time to time. Any changes will be posted on this page along with the revised effective date.