Aarthik Vriddhi Financial Services Pvt. Ltd.
By accessing or using the website of Aarthik Vriddhi Financial Services Pvt. Ltd., you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should discontinue use of the website and services immediately.
Nature of Services
Aarthik Vriddhi Financial Services Pvt. Ltd. provides services related to mutual fund distribution, insurance distribution and advisory, and financial market education programs. The Company acts as a distributor and facilitator and does not function as a bank, portfolio manager, or guarantor of returns. All investment decisions are taken at the sole discretion of the client.
Mutual Fund Disclaimer
Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Investors are advised to carefully read all scheme-related documents, including the Scheme Information Document (SID) and Key Information Memorandum (KIM), before investing. The Company shall not be responsible for any market losses incurred by investors.
Insurance Disclaimer
Insurance services are provided in association with licensed insurance companies. Policy issuance, premium acceptance, claim settlement, and other benefits are subject to the terms and conditions of the respective insurer. The Company does not guarantee claim approval, as such decisions are made solely by the insurance company.
Educational Programs
Our financial learning and educational programs are intended strictly for educational and informational purposes. We do not provide guaranteed profit schemes or assured returns. Trading and investing in financial markets involve substantial risk, and participants are solely responsible for their financial decisions and outcomes.
User Responsibilities
Users agree to provide accurate and complete information while using our services and not to misuse the website for unlawful or fraudulent activities. Users are responsible for maintaining the confidentiality of their login credentials and account information.
Intellectual Property
All content available on the website, including logos, text, graphics, course materials, videos, and training content, is the intellectual property of Aarthik Vriddhi Financial Services Pvt. Ltd. and may not be copied, reproduced, distributed, or modified without prior written consent.
Fees, Payments & Commissions
All fees for services or educational programs must be paid in accordance with the agreed terms. Refunds, if applicable, shall be processed as per the Company’s refund policy. Commissions related to mutual funds and insurance products are governed by applicable regulatory guidelines.
Limitation of Liability
The Company shall not be liable for any direct or indirect losses arising from market fluctuations, technical failures, delays caused by third-party service providers, or incorrect information provided by users. By using our services, you agree to indemnify and hold harmless the Company from any claims, damages, or liabilities arising from misuse of services.
Termination of Access
We reserve the right to suspend or terminate access to our website or services in case of violation of these Terms & Conditions, fraudulent activities, or non-compliance with applicable laws.
Governing Law & Jurisdiction
These Terms & Conditions shall be governed by the laws of India. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts located in Kanpur, Uttar Pradesh.
Contact Details
Aarthik Vriddhi Financial Services Pvt. Ltd.
Email: support@aarthikvriddhi.com
Phone: +91-9336958876
Address: 7/136 F 1st Floor, Near Chat Chauraha HDFC Bank,
Swaroop Nagar, Kanpur Nagar – 208002
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